Imagine this: you’ve spent months planning your home improvements. You’ve upgraded your conservatory with a tiled roof, installed stylish aluminium doors, or added double-glazed windows throughout your home.
But now you wonder, how does this affect your home insurance? At 1st Scenic Ltd, we often hear this question from homeowners across Orpington and Kent. The answer is that double glazing and home insurance are closely linked—upgrading your windows can potentially improve security, energy efficiency, and even influence your premiums.
If you’d like to explore how double glazing can benefit your home and insurance, you can call us on 01689 829 600 or email us at info@1stscenic.co.uk for personalised advice.
Investing in double glazing with 1st Scenic Ltd isn’t just about energy efficiency and comfort—our windows enhance your home’s security and could save you money on insurance premiums.
Understanding Double Glazing And Its Benefits
Double glazing involves fitting two panes of glass with an insulating gap in between, often filled with gas or air. This modern design:
- Reduces heat loss, keeping your home warmer in winter and cooler in summer.
- Improves soundproofing, making your property quieter.
- Increases security, as modern double-glazed units are much harder to break than single-glass windows.
At 1st Scenic Ltd, we supply and fit a wide range of uPVC, aluminium, and timber-effect windows, ensuring that every home we work on meets both aesthetic and practical standards. For more information, you can explore our windows page.
How Double Glazing Impacts Home Insurance
1. Enhanced Security
One of the most direct ways double glazing and home insurance intersect is through security. Modern double-glazed windows are more durable and resilient than their older counterparts. Insurance companies often view homes with strong, secure windows as lower-risk properties, resulting in reduced premiums.
In addition, combining double-glazed windows with secure doors, such as composite Solidor doors or bi-folding doors, further strengthens your property’s protection. You can learn more about our range of doors by visiting this page.
2. Energy Efficiency
Double glazing significantly improves energy efficiency, which also influences insurance assessments. Homes that maintain consistent internal temperatures are less likely to suffer from:
- Damp or condensation
- Structural damage due to temperature fluctuations
- Increased wear on heating systems
As a result, insurance providers may view energy-efficient homes as lower-risk, which could be reflected in your premiums.
3. Increased Property Value
Installing double-glazed windows often increases a property’s market value. While higher property value may slightly raise insurance costs to cover replacement, insurers also recognise that modern, well-maintained windows reduce overall risk. At 1st Scenic Ltd, our professional fitting ensures your windows blend seamlessly with your home’s character, whether you have a Victorian conservatory, a warm roof extension, or a modern orangery.
Explore our conservatories and warm roofs pages to see how double glazing complements other home improvements.
Steps To Maximise Insurance Benefits With Double Glazing
1. Notify Your Insurer
Always inform your home insurance provider after installing double glazing. This ensures that your policy reflects the latest features and benefits.
2. Keep Records Of Installation
Keep invoices, specifications, and warranty documents from 1st Scenic Ltd. These can support insurance claims and confirm professional installation.
3. Review Your Policy
Reevaluate your home insurance to ensure it aligns with your property’s current value and any recent upgrades. Modern features, such as roof lanterns, secure doors, and energy-efficient windows, all influence risk assessment.
How 1st Scenic Ltd Supports Homeowners
We don’t just supply windows. From consultation to installation, we guide you every step of the way. Our team ensures:
- Minimal disruption during installation
- Professional advice on energy efficiency and security
- Post-installation aftercare and support
Choosing 1st Scenic Ltd means choosing a provider with over 20 years of experience, a commitment to quality craftsmanship, and accreditation from FENSA, GGFi, and DGCOS.
We also provide customisable options such as:
- Roof lanterns to brighten your extensions
- Tiled conservatory roofs for year-round comfort
- Fascias and soffits to protect and enhance your roofline
Learn more about our home improvement solutions here.
Contact 1st Scenic
Conclusion
Upgrading to double glazing is more than a visual improvement; it’s a practical investment that can enhance security, energy efficiency, and potentially reduce home insurance premiums. At 1st Scenic Ltd, we take pride in delivering high-quality, bespoke solutions for homeowners across Orpington and the surrounding areas of Kent.
From windows and doors to conservatories, warm roofs, and roof lanterns, our team ensures every installation is carried out to the highest standard.
If you’re ready to upgrade your home and explore how double glazing can affect your home insurance, call 01689 829 600 or email info@1stscenic.co.uk. Let’s help you enhance your home and save on insurance today.
Common FAQs About Double Glazing And Home Insurance
Q1: Will installing double glazing automatically reduce my premiums?
Not automatically. Insurers must be notified, and policies updated to reflect new security and energy efficiency benefits.
Q2: Are all types of double glazing treated equally by insurers?
No. Modern, professionally installed units, such as those from 1st Scenic Ltd, are more likely to influence premiums than older or DIY units.
Q3: How can double glazing prevent future claims?
Double glazing reduces risks such as accidental break-ins and damage from extreme temperatures, making your home less likely to require costly insurance claims.
Q4: Does combining double glazing with other home improvements help?
Yes. Integrating doors, conservatories, and roof lanterns can further enhance your property’s security and energy efficiency.
Q5: Is professional installation important for insurance purposes?
Absolutely. Insurers favour certified, reputable installations like ours at 1st Scenic Ltd to reduce the likelihood of claims due to poor workmanship.
Q6: Will my home insurance require specific types of double glazing?
Some insurers prefer laminated or toughened glass for security reasons. Using certified, high-quality double glazing from 1st Scenic Ltd ensures compliance and maximises insurance benefits.
Q7: Can double glazing help with claims for storm or accidental damage?
Yes. Modern double-glazed units are more durable and resistant to impact, reducing the likelihood of breakage and costly insurance claims in adverse weather or accidents.
